Health Insurance 2019: To Switch Or Not To Switch?

The following article was published by Healthcare for Internationals - 8 November 2018 

What options do you have?

Starting November 12th, you will have the possibility to change your health insurance for 2019. Should you change your coverage or provider?  Should you increase your level of excess or deductible (‘Eigen Risico’) to reduce your premium? How about supplementary insurance?

Next week we’ll be issuing a Special Newsletter on Health insurance 2019, providing you with the information you may need to decide. Sign up to make sure you receive this information.

Premiums will increase

By November 12th all insurance companies will need to have announced their premiums for 2019. When the government presented their 2019 budget, it predicted a considerable increase of premiums of at least 10 € per month. Few providers so far have announced 2019 premiums, with increases (just) below this of in between 5 and 9€.

If you decide to change your health insurance, you need to so December 31st at the latest.